Public Provident Fund (PPF) ki 15 year ki maturity amount calculate. Current rate: 7.1% p.a.
Disclaimer: PPF rate is reviewed periodically by the government. This calculation is based on current 7.1% rate. Actual returns may vary slightly.
The Public Provident Fund (PPF) is a government-backed, long-term savings scheme with a 15-year lock-in. It offers a government-set interest rate (around 7.1% in recent years) that is entirely tax-free, making it one of the most trusted ways to build a safe retirement corpus. You can invest between ₹500 and ₹1.5 lakh per year.
PPF interest is compounded annually. This calculator projects your maturity amount based on your yearly contribution, the interest rate and the 15-year term, so you can see how a disciplined annual investment grows into a substantial tax-free corpus.
For example, investing ₹1,50,000 every year for 15 years at 7.1% builds a corpus of roughly ₹40.6 lakh — of which about ₹18 lakh is tax-free interest on ₹22.5 lakh invested. PPF also qualifies for a Section 80C deduction, so it saves tax while it grows.
Yes. Contributions qualify for 80C deduction, and both the interest and maturity amount are fully tax-exempt.
Full withdrawal is only at maturity, but partial withdrawals and loans are allowed from certain years onward.