Latest Home Loan, Car Loan and Personal Loan rates from all major banks. Find the best deal.
| Bank | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| SBI | 8.50% | 10.05% | 0.35% (Min Rs 2000) |
| HDFC Bank | 8.75% | 9.65% | 0.50% (Min Rs 3000) |
| ICICI Bank | 8.75% | 9.80% | 0.50% |
| PNB | 8.45% | 10.25% | 0.35% (Max Rs 15000) |
| Axis Bank | 8.75% | 9.10% | 1% (Min Rs 10000) |
| Bank of Baroda | 8.40% | 10.60% | 0.25% to 0.50% |
| Kotak Mahindra | 8.75% | 9.50% | 0.50% |
| LIC Housing | 8.50% | 10.75% | NIL to 0.25% |
| Bank | New Car Rate | Used Car Rate | Max Tenure |
|---|---|---|---|
| SBI | 8.65% | 12.00% | 7 Years |
| HDFC Bank | 8.75% | 13.75% | 7 Years |
| ICICI Bank | 8.80% | 13.50% | 7 Years |
| PNB | 8.50% | 12.50% | 7 Years |
| Axis Bank | 8.75% | 13.00% | 7 Years |
| Bank/NBFC | Min Rate | Max Rate | Max Amount |
|---|---|---|---|
| SBI | 10.55% | 15.75% | Rs 20 Lakh |
| HDFC Bank | 10.50% | 24.00% | Rs 40 Lakh |
| ICICI Bank | 10.65% | 16.00% | Rs 50 Lakh |
| Axis Bank | 10.49% | 22.00% | Rs 40 Lakh |
| Bajaj Finance | 11.00% | 35.00% | Rs 35 Lakh |
| Tata Capital | 10.99% | 35.00% | Rs 35 Lakh |
Disclaimer: Loan rates depend on credit score, employment type and bank policy. Actual rates may vary. Please confirm with your bank before applying.
Loan interest rates decide how much your borrowing actually costs. They differ by loan type — home loans are usually the cheapest because they are secured by property, while personal loans are the most expensive because they are unsecured. Rates also vary by lender, your credit score, income and loan tenure.
Because interest compounds over the life of a loan, even a small rate difference has a large impact. On a big, long loan, half a percent can mean lakhs of rupees. That is why comparing rates across lenders before you borrow is one of the most valuable few minutes you can spend.
This page helps you compare current interest rates across loan types and lenders. Once you find a competitive rate, use our EMI calculator to see the exact monthly payment and total interest, so you know precisely what the loan will cost before you sign.
Home loans and gold loans are usually cheapest because they are secured; personal loans are the most expensive.
Yes. A higher CIBIL score typically earns a lower interest rate.