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Payment gateway — take UPI / card payments by QR

Settings → Payment Gateways. Connect Paytm, Razorpay or Cashfree (one, two or all three). Field agents can then show a payment QR for an installment, and members can pay EMI online from your website; the receipt is made by itself. Each gateway gets its own ledger, e.g. “Paytm Gateway”.

  1. Open a business account with the gateway (Paytm for Business, Razorpay or Cashfree) and finish its KYC.
  2. In the gateway's dashboard open the API keys page — the blue link on the card shows exactly where.
  3. First keep “Test mode” ticked and use the TEST keys. Make one test payment and check that it shows in Online Payments.
  4. When the test works, untick Test mode, put the LIVE keys and press Save again.
👆 Click a number to see the field
Payment gateway — take UPI / card payments by QR
1
Where to get the keys
What to enter: This link shows the menu path in the gateway's own website.
Why: Keys are made in your gateway account, not in Shronix.
Example: Paytm for Business → Developer Settings → API Keys
2
Use this gateway
What to enter: Tick to switch this gateway ON.
Why: You can switch on one, two or all three gateways.
3
Test mode
What to enter: Keep ticked while testing — no real money moves. Untick when you go live.
Why: Test first so a mistake in the keys does not stop real payments.
4
Merchant ID / Key ID / App ID *
What to enter: The first key from the gateway (the name differs for each gateway).
Why: It tells the gateway whose account the money goes to.
Example: MID: SHARMA12345678
5
UPI ID / Secret key *
What to enter: Paytm: your UPI ID where the money comes. Razorpay / Cashfree: the secret key.
Why: Without it the gateway cannot make the QR or confirm the payment.
Example: sharmakirana@paytm
6
Name on QR / link
What to enter: Your shop name as customers should see it.
Why: The customer sees this name before paying — it builds trust.
Example: Sharma Kirana Store
7
Fees % and QR valid
What to enter: Gateway charges (e.g. 2) and how many minutes a QR stays valid.
Why: Fees are booked as an expense when money is settled to your bank.
Example: 2 / 15
8
Save and Test Connection
What to enter: Press Save, then Test Connection.
Why: A green message means the keys are right; red means check the keys and mode.
💡 Tip: The keys are kept locked on this computer only. Never share the secret key on WhatsApp or email.
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